Top five assets Ghanaian investors are betting on after Treasury bill declines

• Ghanaian investors are moving beyond high-yield Treasury bills
• Gold, equities, and agribusiness funds gain fresh investor attention

ACCRA, GHANA – Ghana’s era of easy returns from Treasury bills is fading, forcing investors to rethink how they preserve wealth in an economy still vulnerable to inflation and currency shocks.

For years, Ghanaian households, pensioners and institutional investors relied heavily on government Treasury bills as a relatively safe refuge during economic turbulence. At their peak, yields approached 35%, offering returns that comfortably outpaced inflation and compensated for currency volatility.